Bankruptcy Emerald Blog

A credit report is an in-depth document that specifies your history with creditors and has a considerable effect on your future financial abilities. Having a 'good' credit report is common provided that you pay your bills and debt repayments on schedule. On the other hand, missing a repayment on a bill or debt repayment can [...]

There's no question that bankruptcy isn't the ideal scenario to be experiencing. There are some serious financial repercussions involved and it's a very complex and stressful process that will affect you financially for several years to come. Finding yourself in mountains of debt can materialise in the blink of an eye, and lots of individuals [...]

Many individuals deal with financial challenges at some time in their lives, and the majority of these individuals are quite likely to be familiar with debt collectors. A debt collector is an individual whose job is to collect debts on behalf of an organisation. A debt collector can either be an employee of an enterprise [...]

When it relates to money, a person's personality takes on a notable role in their financial decision-making. Everybody is unique, and that's what makes us human, so it really shouldn't come as a shock that there are certain types of personalities that are more likely to have money problems than others. It's tough to alter [...]

Most of us have seen the plethora of debt consolidation advertisements on TV. There is plenty of competition in the debt consolidation industry because sadly, many individuals are struggling financially and these businesses provide much needed financial relief. Mortgages, car loans, credit cards; people can attain loans from a wide range of lenders for practically [...]

Bankruptcy is not a decision that should be taken lightly. There are some major financial consequences involved and your financial freedom will be constrained for years to come. This doesn't mean that filing for bankruptcy is the end of the world though. It should really be considered as the first step in securing a bright [...]

Experiencing financial hardship is a very stressful situation and sadly, millions of people throughout the world find themselves in this position each day. People in this predicament have various options to recover from their financial troubles, and bankruptcy should be thought of as a last resort when all other alternatives have been exhausted. You've most [...]

Providing food for your family is necessary and the costs of doing so can fluctuate largely depending on your mood, financial position, and whether or not you're hungry when you go to the supermarket! But the fact is that food is a big expense for a large number of families, and seeking out ways to [...]

Everyone loves money, particularly spending it! Getting new toys or new clothes which make you feel and look great is important for your confidence and self-esteem. Yet how do you know if you're good with money or not? Just because you get paid lots of money doesn't mean you're good with it. There are lots [...]

There's no doubt that are some considerable financial repercussions in declaring bankruptcy, and there's no question that your life will experience some substantial changes. If you're in this situation, don't be alarmed. The difficult economic times experienced today means that a growing number of people are filing for bankruptcy. In reality, there are roughly 20,000 [...]