Blog

Most Australians deal with financial challenges during their lifetime, and this is often considered a standard fluctuation in our finances. But what if you're unable to work through these problems yourself, but at the same time, you don't want to file for bankruptcy?   Debt consolidation loans are a customary option that relieves folks of [...]

There's no question that financial problems can bring about a lot of stress and anxiety in our lives. Incessantly worrying about how you're going to pay your bills not only makes you apprehensive, but also places stress on your relationships, your family, and your well-being. The fact is, worrying about money isn't going to solve [...]

Personally, I find there's nothing worse than being cold. Hailing from Queensland, I'm used to the stiffling heat and it doesn't worry me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets through the cold weather and there's a few reasons for this. Not only [...]

Declaring bankruptcy really isn't the end of the world, but it does have significant repercussions that will have an effect on your finances in the future. I've discovered that most of the time, focusing efforts on building a bright future is the best way for individuals to deal with their bankruptcy and succeeding recovery. To [...]

Most Australian's have only honestly considered bankruptcy when playing a game of Monopoly with their buddies! In spite of this, there are close to 13,000 individuals that declare bankruptcy yearly in Australia. It's extraordinary how quickly people can go from being in a balanced financial position to confronting a mountain of debt. Usually, situations such [...]

No one wants to consider bankruptcy, which is understandable since bankruptcy will impact your financial condition for years to come. This may be one of the reasons why individuals don't seek financial guidance in times of need, because they are under the general misunderstanding that bankruptcy is the only way to settle their financial dilemmas. [...]

For almost all Australian adults, debt is a part of our daily lives. Whether or not you intend to advance your skills by earning a degree, invest in a home for your family, or buy a car so your family has transport, obtaining a loan is very common simply because we don't have enough money [...]

Regardless if we understand it or not, our credit report has a significant influence on our lives. It's sort of like our health; we don't appreciate good health until we lose it. Many people don't even find out they have a bad credit report until they apply for a personal line of credit and it's [...]

We all have a pretty good understanding that weddings can be a costly exercise, but do you really understand how much the average wedding costs in Australia? Slightly over $36,000, based on Australia's Money Smart website. And that was in 2012! Nowadays, it's perhaps somewhere around the $50,000 mark. I guess if you have well-off [...]

There's no doubt that hitting your 30's is a big milestone for everyone. Even though some of us may have started a family, bought a house, or even started a new career, this decade of our life has a substantial financial impact for the years to come. For many individuals, our financial obligations have perhaps [...]